Financial check up report Essay Example | Topics and Well Written Essays - 500 words

Financial check up report - Essay Example This shows how well I can manage my expenses in order to meet my income. My total expenses are lower than my income. This means that I am able to save part of my income. Lessons from this statement is that one should manage his expenses in such a way that it allows him to have savings for every income. The financial ratios show ones ability to repay any debts that he may incur. My basic liquidity ratio is 4.5666, which is higher than the recommended 3.0. This means that my liquid assets are able to repay any of the debts that I may have. This shows that one should always be in a financial situation that is able to support him in cases of debts. This is to say, the liquid assets of a person should always be able to settle debts without posing threats to the financial situation of a person. My revolving savings shows that my spending for my fixed budget was financed from my savings. However, the amount set aside for my fixed budget was not fully spent since there was arrears amounted to my savings. This teaches me that one should always set aside a given amount to cover for regular expenses such as insurance. The annual saving for retirement needs should always meet the budget expectations. My retirement saving plan, according to the statement, meets my budget expectations. In the statement, the amount needed for saving expenses is much higher than the amount needed to realize the retirement goal. This means that, my saving plan will meet my retirement goal. Lessons learned from this is that one should always be prepared to realize his goals. The total expenses in life are much higher than the total income replacement. This is where life insurance becomes essential. Getting into an insurance plan, according to the statement, means that I would be able to take care of my expenses in life at a lower value. The insurance needed is much lower than my total expenses, thus, my expenses will be

Englsih - Rhetorical Appeals analysis (logos, ethos, pathos) Essay

Englsih - Rhetorical Appeals analysis (logos, ethos, pathos) - Essay Example The commercial appeals to viewers by implying that when we drive, we are responsible not only for our lives but the lives of others as well. Consequently, when we drive too fast, the consequences can be very tragic. As the commercial showed that the reckless driver was sentenced by the court, accountability is the lesson projected here. Ironically, the last scene showing the cemetery shows that we cannot bring back the dead and suffer the consequences. All throughout, emotions was effectively used to convey the message to the public. The commercial chosen was about transport safety that showed the difference in driving at higher speed when you hit a person. The theme of the commercial was â€Å"The faster you go the bigger the mess†. This commercial was one of the most discussed commercial in Poland. It showed two simultaneous situations ( split frame )with the same characters. The first one showed two joggers of which one was almost hit by a speeding car at 50m/h. The jogger was unhurt but run away scared after the car stopped. The other frame showed the same woman being hit by the car and thrown a few meters resulting to her death. In the end, the left frame showed 50m/h while the right frame showed 67m/h. The commercial has used logos argument since it directly argues to the audience that a difference of 17m/h can result to fatality. It rationally persuades viewers to drive in a certain limit. The commercial was balanced in using pathos and logos although the emphasis was more on the effect of the incr eased speed rate. The commercial that uses an Ethos argument well is the South African advertisement of BMW titled †Innovation†, although it was originally titled †Kinetic Sculptures†. The main endorser is world-class sculptor Theo Jensen who creates moving sculptures. Indeed, he is an authority when it comes to